Facing foreclosure
in Michigan?
You have more than two choices. We help you read your real numbers, your property, and the legal clock, then decide whether to save the home or sell it.
Where you stand
The Michigan timeline
Notice of default
You still own the home. Loss mitigation and mediation are on the table.
Sheriff's Sale
The auction date is published. What you can still do narrows quickly.
Redemption period
Commonly six months. You can still sell, refinance, or redeem.
Monroe, MI
Reality Real Estate Professionals
100%
Michigan focused
Stay in your home
Forbearance, loan modification, reinstatement, or riding out the redemption period: each requires provable income and lender cooperation.
Sell for maximum value
A retail listing or a properly negotiated short sale can capture equity that a rushed sale leaves on the table, if the clock allows it.
Get cash now
Need speed? Our vetted buyers are end buyers, not wholesalers shopping your contract. You see the costs before you decide.
Education. Evaluation. Execution.
Every homeowner we work with goes through the same three steps, in the same order, with no pressure and no cost. Understand your situation, evaluate your options, then decide what comes next.
Education
Understand the foreclosure process, where you are in it, and the choices that may still be available to you, in plain language.
Evaluation
Your budget, your payoff, your home's cash and retail value, and what you could keep from each option, compared side by side.
Execution
You choose the direction, save or sell. We help turn that decision into specific next steps, done within your timeline.
Time decides which options are real
Missed payments, default notice, publication, Sheriff's Sale, redemption period. Where you sit on that line determines everything that follows.
- 01Missed payments
- 02Default & loss mitigation
- 03Notice & publication
- 04Sheriff's Sale
- 05Redemption period
- 06Title consolidates
Built to protect the seller
Our process exists to keep you informed, properly documented, and in control of the decision.
- Experience negotiating with mortgage lenders
- A track record with personalized action plans
- Focus on your plan to save or sell your home
- A process designed to protect you, the seller
- Transactions kept properly documented throughout
- Our private investor network approached first on cash sales
- Approved, state-specific legal documentation only
- Closings through local title companies
- Both investor and retail pricing strategies
- Seller responsibilities reviewed for each strategy
- Some seller commission may be avoided with one of our buyers
- Lender negotiation when it is part of your plan
Save the home
Forbearance, loan modification, reinstatement, or riding out the redemption period: each requires provable income and lender cooperation.
Sell the home
Retail listing on the MLS, a vetted cash buyer, a short sale, deed in lieu, cash for keys, or a mortgage assumption.
Compare them properly
Every path has costs, timelines, and seller responsibilities. We put them side by side so you can see the net, not the pitch.
Be warned about “we pay cash” buyers
Consulting only. This is not legal, tax, or financial advice. Foreclosure and redemption rules vary, so speak with a licensed attorney about your specific situation.
Ready to take the next step?
If you want help comparing a cash offer to your other options, schedule a time to talk. No pressure, no obligation.
We work with clients from all over. (734) 244-8125