Facing foreclosure
in Michigan?
You have more than two choices. We help you read your real numbers, your property, and the legal clock, then decide whether to save the home or sell it.
Where you stand
The Michigan timeline
Notice of default
You still own the home. Loss mitigation and mediation are on the table.
Sheriff's Sale
The auction date is published. What you can still do narrows quickly.
Redemption period
Commonly six months. You can still sell, refinance, or redeem.
Monroe, MI
Reality Real Estate Professionals
100%
Michigan focused
Stay in your home
Forbearance, loan modification, reinstatement, or riding out the redemption period: each requires provable income and lender cooperation.
Sell for maximum value
A retail listing or a properly negotiated short sale can capture equity that a rushed sale leaves on the table, if the clock allows it.
Get cash now
Need speed? Our vetted buyers are end buyers, not wholesalers shopping your contract. You see the costs before you decide.
We believe in making informed decisions
A practical way to review your finances, your property, and your options before deciding whether to save your home, sell it, or move in another direction.
Financial Health Assessment
Your REAL monthly budget, including the expenses that only show up once a year. Anonymous, no records kept.
Property Evaluation
An in-person look at condition, deferred maintenance, marketability, and how much time is left on the clock.
Review Your Options
Forbearance, modification, deed in lieu, cash for keys, short sale, retail sale, redemption, compared honestly.
Time decides which options are real
Missed payments, default notice, publication, Sheriff's Sale, redemption period. Where you sit on that line determines everything that follows.
- 01Missed payments
- 02Default & loss mitigation
- 03Notice & publication
- 04Sheriff's Sale
- 05Redemption period
- 06Title consolidates
Built to protect the seller
Our process exists to keep you informed, properly documented, and in control of the decision.
- Experience negotiating with mortgage lenders
- A track record with personalized action plans
- Focus on your plan to save or sell your home
- A process designed to protect you, the seller
- Transactions kept properly documented throughout
- Our private investor network approached first on cash sales
- Approved, state-specific legal documentation only
- Closings through local title companies
- Both investor and retail pricing strategies
- Seller responsibilities reviewed for each strategy
- Some seller commission may be avoided with one of our buyers
- Lender negotiation when it is part of your plan
Save the home
Forbearance, loan modification, reinstatement, or riding out the redemption period: each requires provable income and lender cooperation.
Sell the home
Retail listing on the MLS, a vetted cash buyer, a short sale, deed in lieu, cash for keys, or a mortgage assumption.
Compare them properly
Every path has costs, timelines, and seller responsibilities. We put them side by side so you can see the net, not the pitch.
Be warned about “we pay cash” buyers
Consulting only. This is not legal, tax, or financial advice. Foreclosure and redemption rules vary, so speak with a licensed attorney about your specific situation.
Ready to take the next step?
If you want help comparing a cash offer to your other options, schedule a time to talk. No pressure, no obligation.
We work with clients from all over. (734) 244-8125